SMSF Year End Reminder — What to Check Before 30 June The end of the financial year is fast approaching. For SMSF members and trustees, a few timely checks now can avoid headaches later and help preserve valuable tax and contribution opportunities. Below is a checklist of the things members and trustees should consider before [...]
Superannuation contribution caps to increase from 1 July 2026 Following the recent release of the December 2025 quarter average weekly ordinary times earnings (AWOTE) the annual concessional contribution (CC) cap will increase from $30,000 to $32,500 from 1 July 2026. The annual non-concessional contribution (NCC) cap will also increase to $130,000. When considering contribution opportunities [...]
What the New Div 296 Tax Means for Individuals with Large Super Balances The Better Targeted Superannuation Concessions measure (known as the Division 296 tax) is now law and takes effect from 1 July 2026. For those with large super balances, it’s important to understand what the new tax does, why it’s been introduced, and [...]
Payday Super Hub: What You Need to Know (and How to Get Ready) Welcome to our Payday Super Hub - your central place for practical guidance, tools, and answers to help you prepare for the upcoming changes from 1 July 2026. Instead of paying super quarterly, employers will need to pay super at the same [...]
Payday Super Readiness Checklist From 1 July 2026, super must be paid at the same time as wages (not quarterly), increasing the importance of real-time payroll accuracy and cash flow planning. Use this checklist to see where your business stands, and where you might need help. How to use this: Work through each item. If [...]
Payday Super FAQs for Small Business Employers From 1 July 2026, the way employers pay super is changing. These FAQs explain what Payday Super means for your business, what’s different, and what you need to do to get ready. The Basics When does Payday Super start? 1 July 2026. From that date, employers must pay [...]
Why Payday Super Raises the Stakes for Company Directors If you’re a director of a small business, Payday Super isn’t just an HR or payroll issue. It’s a governance issue that could directly affect your personal legal exposure. The new rules don’t just change how super is paid — they change the legal landscape around [...]
The New Payday Super Penalty Framework Is Stricter Than You Think - Here’s What’s at Stake One of the most important things to understand about Payday Super isn’t just that you need to pay super more often. It’s that the consequences of getting it wrong are more severe than under the current system. Under today’s [...]
The ATO’s Free Super Clearing House Is Closing - What You Need to Do Now If your business uses the ATO’s Small Business Superannuation Clearing House (SBSCH) to process super payments, this is important: the service is shutting down on 1 July 2026, and it’s not coming back. Since 1 October 2025, the SBSCH has [...]
Your Payroll Is About to Get a Lot Busier - Here’s How to Get Ready When Payday Super kicks in on 1 July 2026, it won’t just change when you pay super. It will change how much your payroll system has to do, how often it has to do it, and how little room there [...]