Payday Super FAQs for Small Business Employers From 1 July 2026, the way employers pay super is changing. These FAQs explain what Payday Super means for your business, what’s different, and what you need to do to get ready. The Basics When does Payday Super start? 1 July 2026. From that date, employers must pay [...]
The New Payday Super Penalty Framework Is Stricter Than You Think - Here’s What’s at Stake One of the most important things to understand about Payday Super isn’t just that you need to pay super more often. It’s that the consequences of getting it wrong are more severe than under the current system. Under today’s [...]
How Payday Super Will Change the Way Your Business Manages Money If you run a small business with employees, you’re probably used to paying superannuation once a quarter. You set aside the money, lodge it by the due date, and move on. It’s a rhythm most businesses have followed for years. That rhythm is about [...]
ATO Update on Inherited Homes: What it Means for Your Family’s Wealth The ATO has issued a Draft Taxation Determination TD 2026/D1 which looks at how inherited family homes are treated for CGT purposes. Some industry commentators have dubbed it a “death tax by stealth”, but it is a bit more complex than this. The [...]
Director Penalty Notice Review: A Wake-Up Call for Business Owners on Personal Tax Risks Running a successful business is hard work—and sometimes, despite best intentions, tax obligations slip. If the business is being operated through a company structure, then the ATO can potentially issue a Director Penalty Notice (DPN), holding company directors personally liable for [...]
Cash is Making a Comeback – Is Your Business Ready to Take It? For years, businesses have been moving away from cash – and for good reason. Digital payments are quick, traceable, and cut down on the risk of theft or counting errors. But that tap-and-go world might soon have to make room again for [...]
9 Cashflow Tips to Help Your Business Stay on Track Over Summer The summer period affects every business differently. Some experience a slowdown as customers head away and suppliers close, while others operate at peak demand through the Christmas and New Year rush. Regardless of which group you fall into, managing cashflow proactively over December, [...]
Smart Money Moves to Start 2026 Strong January is the perfect chance to reset your finances and head into the new year feeling more organised and confident. While many people set personal resolutions, financial habits often get overlooked, yet small, manageable changes can make a significant difference over time. Here are some practical and achievable [...]
RBA cuts rates to 3.60%: what this means for you In a widely anticipated move today, 12 August 2025, the Reserve Bank of Australia (RBA) delivered a 25 basis point rate cut, lowering the cash rate from 3.85% to 3.60%, the third reduction this year. This rate is now at its lowest level since March [...]
A win for those carrying student debt In support of young Australians and in response to the rising cost of living, the Australian Government has passed legislation to reduce student loan debt by 20% and change the way that loan repayments are determined. This should help students significantly more than the advice from outside of [...]