Cash is Making a Comeback – Is Your Business Ready to Take It? For years, businesses have been moving away from cash – and for good reason. Digital payments are quick, traceable, and cut down on the risk of theft or counting errors. But that tap-and-go world might soon have to make room again for [...]
9 Cashflow Tips to Help Your Business Stay on Track Over Summer The summer period affects every business differently. Some experience a slowdown as customers head away and suppliers close, while others operate at peak demand through the Christmas and New Year rush. Regardless of which group you fall into, managing cashflow proactively over December, [...]
Smart Money Moves to Start 2026 Strong January is the perfect chance to reset your finances and head into the new year feeling more organised and confident. While many people set personal resolutions, financial habits often get overlooked, yet small, manageable changes can make a significant difference over time. Here are some practical and achievable [...]
RBA cuts rates to 3.60%: what this means for you In a widely anticipated move today, 12 August 2025, the Reserve Bank of Australia (RBA) delivered a 25 basis point rate cut, lowering the cash rate from 3.85% to 3.60%, the third reduction this year. This rate is now at its lowest level since March [...]
A win for those carrying student debt In support of young Australians and in response to the rising cost of living, the Australian Government has passed legislation to reduce student loan debt by 20% and change the way that loan repayments are determined. This should help students significantly more than the advice from outside of [...]
RBA Holds Rates at 3.85%: what this means for your business strategy In a move that surprised many commentators, the Reserve Bank of Australia (RBA) held the cash rate steady at 3.85% in July. A show of caution over action, amid mixed economic signals. Despite headline inflation easing within the RBA’s target band, concerns over [...]
Interest deductions: Risks and opportunities This tax season, we’ve seen a surge in questions about whether interest on a loan can be claimed as a tax deduction. It’s a great question as the way interest expenses are treated can significantly affect your overall tax position. However, the rules aren’t always straightforward. Here’s what you need [...]
Will credit card surcharges be banned? If credit card surcharges are banned in other countries, why not Australia? We look at the surcharge debate and the payment system complexity that has brought us to this point. In the United Kingdom, consumer credit and debit card surcharges have been banned since 2018. In Europe, all except [...]
What makes or breaks Christmas? The cost of living has eased over the past year but consumers are still under pressure. For business, planning is the key to managing Christmas volatility. The countdown to Christmas is on and we’re in the midst of a headlong rush to maximise any remaining opportunities before the Christmas lull. [...]
The ATO Debt Dilemma Late last year, thousands of taxpayers and their agents were advised by the Australian Taxation Office (ATO) that they had an outstanding historical tax debt. The only problem was, many had no idea that the tax debt existed. The ATO can only release a taxpayer from a tax debt in limited [...]